Has the interest rate on my account changed?

Absolutely no accounts have had interest rate increases as a result of the transfer from CitiCard to Opus.

Some people may have been confused by the fact that on Citi literature, including statements, the rate displayed was the simple interest rate. Opus literature will show you both the simple interest rates and the compounded rates (i.e. APRs) on your account.

Your simple rate, which is the one used to calculate the interest charged to your account, is unchanged.

Your first Opus statement should give you the assurance that any interest applied to your account has not been affected by the transfer to Opus.

Additionally, you could compare the simple rates in your Opus terms & conditions to your October 2010 CitiCard statement.

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